We're looking at the Red River Gorge area.

What I also enjoy is when people put out articles with contradicting view points and in six months or a year point to the - "see how correct i was", well yeah you placed bets on both red, black and green so you were going to be correct because you bet on all options.

I know the Calgary market very well and I can't find deals that meet those criteria with realistic rent rates anywhere south of Red Deer right now. 

By my standard I suppose we can put a bold lettered warning at the top.

Applicants offering to pay a year of rent upfront is a red flag.

If they are under 600 we consider it a red flag but not an immediate denial.

Bryan, it sounds like you're in a tough spot, and there are definitely some red flags here, especially with the property already being sold and the lack of communicationYou mentioned the borrower has many properties across states.

If a tenant is asking for rent reduction in normal times, then that's a red flag that you have to find a new tenant.

**Why A Half-Point Rate Cut May Signal Bad News**While many view the Federal Reserve's half-point rate reduction as a positive sign, I see potential red flags.

@Arn Cenedella The larger syndications that are raising their funds through smaller check writers is a red flag in my opinion.