So things like, xbox/playstation ping pong for the kids maybe a turf strip to play some putt-putt for the adults etc...

Prove the deal to each other and if you can do that, the bank will be on board (unless you are both pie in the sky folks, which you guys are not).

The kids sure don't.Also, how did you arrive at your rent numbers?

Quote from @Stuart Udis: Jay noted some good upgrades.Bathrooms: I spend more on tile across the board but even more so on for sale housing.

Hello Kate,Although I'm Portuguese, i left the country many years and in the last 10Y I've been living Belgium (Brussels), where together with my wife we have invested in real estate / property management.Over a year ago we moved to Portugal (Lisbon) with the kids and we live between Brussels and Lisbon.

It's appreciation and passing on wealth to my kids.

That is why we have multiple presidential candidates and the Fed has multiple board members. 

The tenant base is generally 95% single women with 2 to 5 kids and they flat destroy houses, Not on purpose  most of the time but if you have children all below 10 years old they are just brutual on houses even in the best of situations of which single parent with multiple baby daddys is not the best of circumstances.. full stop.

Would have to have all owners on board for this. 

I believe this is fairly standard across the board.