As a side note, Floridas current insurance issues are mostly caused by other factors besides the increase in severity and frequency of natural disasters however (roofing scams and no caps on lawyers fees for claims, both results of bad government policy that resulted in most insurance companies leaving the state and the remaining ones raising rates to account for having to pay for all of the roofing scams and absurdly high attorney fees on simple claims). 

I’m thinking about consulting a lawyer to get a letter sent, as it feels like they’re inventing laws.

Any advice or insight would be appreciated before I lawyer up and book my flight to AZ!

Steve: If you are going to bid on an Ohio Common Pleas Court  foreclosure, the process is pretty safe because the foreclosing lender has to include a "PJR" which is actually a "Preliminary Judicial Report" which is a title report and include a commitment for title insurance should the bidder be successful and the property to be conveyed.This differs from a liquidation auction by a lender, private auctioneer, receiver (other than an actual foreclosure case) where you might be successful but the property has pre existing liens that don't get swept away by the foreclosure case.For your first one of these, get a lawyer to advise you.

@Dawn Johnson I am also a Virginia landlord, not a lawyer, no legal advice, but my understanding is unless your lease clearly states your lease renews annually or you have tenant sign an addendum showing new term ends x date, then she likely believed it converted to monthly.

Also, consulting with a lawyer who specializes in property tax abatement and deductions could help.

Do you have a lawyer or agent representing you?

I am not a lawyer and it would be better answer by a title attorney.As per my experience a quitclaim is enough to transfer ownership.

Also, in my state the lowest level magistrates do not even need to be lawyers.

I am not sure she is going to leave me alone.Would you pay a lawyer to write a letter to leave you alone or just do as you say and if she does file a small claims just deal with it then?