Firstly, like many mentioned $20k is not going to be enough, and in my opinion you might need to put down around 30-40% to make a property cash flow at all, unless it's in a C-/D area then maybe you could do less.

This is often referred to as a HUD partial claim.There may be differences here and there with respect to the MI issue but a junior lien is a junior lien and it gets extinguished in a foreclosure regardless of the players involved.

Here in Charleston, in order to apply for the legal residence tax assessment ratio, all owners have to provide copies of tax returns, utility bills, driver licenses, vehicle registration, voter registration, and the settlement statement/CD, along with an affidavit stating that all owners occupy the residence and do not claim legal residence anywhere else.

The 100 year old C/D 2-flats are dreadful if you have to pay contractors, or frankly even handymen (unless you know enough to give precise direction).

Like you, these owners are no longer players in the real estate game, as they would be foolish to trade and double their borrowing costs.  

I would suggest probates, liens, bankruptcies, and class B/C/D landlords with vacancies (see if you can find some migration data).

I found a cumbersome solution via Pricelabs but I think we're just going to eat the difference in cost to ensure our team stays happy (we're in a mountain market and finding A players is extremely difficult). 

as someone who sells land And entitles land to institutional level players not one cares about sustainability especially in Texas. you can't change the market.

I am interested in investing in real estate in the DFW area (specifically Denton) with creative financing methods, and I am trying to expand my network of players in the game of real estate.If anyone on here is experienced and willing to share information about getting into this game, connect with me to set up a call so I can ask you questions, and/or collaborate on a deal, as I would love to gain hands-on knowledge and experience as quickly as possible, as well as cultivate trust and relationships that lead to more business and deals in the future.Thank you!

But then you have some serious players in the game and you also have some guys that are not as big but are doing pretty good.