The moderator took it down before and said that it should be in the classifieds but hopefully this time around they can see for certain that I’m just having a conversation and not trying to sell anyone on anything. 

Hopefully after our conversation, you have a better feel for what to expect.  

Conversely, you will run into people on your list that just seem to be a waste of time, so you’ll want to avoid them.

Let’s collaborate and share insights...sometimes a simple conversation can spark your next big move. 

We along with our clients use conversational AI for follow up as well as handling leads after hours and on weekends.

I am impressed this conversation is still going.  

its an interesting conversation and for sure Palo alto Cupertino  and Los Altos and Los Altos hills directly benefit from 3 things.  1.

This does seem like a lot of communication, but I would have a conversation with the owner about this prior to firing.

My Roth were all contributions, no conversions, but I can say I have seen many convert from pre-tax to Roth  

Here is the thread I started a few months back detailing my experience with Growth Equity Group, Brett Immel, and their cronies.https://www.biggerpockets.com/...Subsequently, I've had dozens of investors come to me directly, many of them having phone conversations with me, stating how they lost most or all of their retirement funds.