There’s definitely a strategy to applying for business credit to avoid alerting other lenders that you’re shopping for credit.

It is challenging in the winter months as people tend to focus on the holidays, shopping, dinners, parties, etc.

Hi Khalid, happy to talk shop and help out with anything KC REI related. congrats on your new construction project.

Securities and Investment Advisory Services offered through DFPG Investments, LLC.[1] Multnomah County Executive Rule No. 388, March 11, 2020[2]Marcus & Millichap, 2020 Multifamily North American Investment Forecast

I’d love to house hack and start with a duplex or larger, but I’m just finding is hard to shop around in our market.

To avoid this, it’s best to work with a broker who can shop around and present you with options from multiple lenders without multiple credit pulls.

I'm neither Latino nor American so I'm not sure I can be very helpful with Latino investing in the US.

As someone who deals and talks to real Private Lenders (small shops run by a guy who lends his own capital and doesn't use big box), they have a hard and fast business model that produces the rate of return they need to remain profitable and curb the risk on their cash.So the best product for a budding fix and flip investor is the bridge loan which includes acquisition money and construction money. 

The typical clients that seek out cost segregation studies include:Real estate companies that buy and sell multiple properties each year.Individuals with a portfolio containing investment properties including apartment buildings, multi-family homes and even single residences.Franchise owners with properties that are similar to one another such as assisted living facilities, storage facilities and golf courses.Business owners of hotels, food facilities, shopping centers, restaurants or manufacturing plants.It depends on the type of property, but generally 15-45% of the building’s costs can be classified into assets with a shorter life.

I have already shopped insurance, and the sellers are providing $5k towards prepaids/closing costs.