Am I tougher for earning that masters degree?

although if you competing against true cash buyers this is a little tougher as well.. but you need your pre approval letter and POF to accompany your offer day one .. 

Over the past 12-18 months the acquiring at 30-50% of value is now more around 50-70% which makes it much tougher to get in and find a good deal.

Wells is even tougher than Chase.

The ambiguity made it a little tougher to answer the question off the cuff.

House hacking is a bit tougher in this area, as far as making the numbers work to cover a jumbo loan.

I don't deal in the private lending domain, so I don't really have the expertise to comment on that.A traditional Fannie loan is a common way to finance residential investment property, and my point was that the new regs could make getting that kind of financing a lot tougher - especially if it's a relatively small loan amount.

When/if you get bigger, you will have to get commercial loans which are tougher in multiple ways.

The market is tougher for buyers because of the competition but my cash buyers are having an easier time of it. 

Some have just added additional fees or have tightened up their guidelines so it can be a bit tougher to get one done.