If you have established rental criteria and the members of this household meet your criteria, fine.

If there are two closets, and one is clearly going to be catering to one member of the household, then I would consider dressing it up.

None of the household bills or utilities are in my name.

I'm not going to be scientific here:Single/unmarried men - Higher default due to younger age, lower income and higher risk toleranceWidowed men - Due to wage differentials and the likelihood that a male is the household earner, the male will have a better life insurance policy in place.

I have a couple friends with high household incomes that I will seek for a private loan for the seasoning period prior to the Refi. 

, etc).Just read an article about the top cities for household income growth (which ties into house values) http://www.dsnews.com/daily-dose/01-09-2018/u-s-ho...

That is, is the use for personal, family, of household purposes?

If you expect your prospective tenants to drag new homes onto your lot, in a non-touristy, non-retirement community, what is the average household income in your area?

@Michael Lee Just some Stockton stats, take them how you will:Population growth: 26%Household Income growth: 40%Property Value growth: 207%Average Rent: $1,025**stats over last 15 years.

Ryan, if your household doesn't qualify as REP, then your losses from the rental real estate as described will be suspended and will not offset the W-2 income.If you do qualify, then yes it will help.