As I gathered my papers and got up from the chair, I asked if I could at least remove the old kitchen cabinets and she said “you can’t touch anything!”

@Alex Varner good afternoon Alex my name is Andre I’m from California and I am a California licensed contractor in California, it is required by law that a contractor receive 10% down of the contract prior to starting which is a good rule of thumb but in order to help the job progress faster because we know money talks and BS walks put him on a progress payment schedule by percentage of work done you give them the 10% he comes in he gets The work done to a percentage and you pay them based on the percentage if he’s having trouble acquiring material to start the job have him and his vendor deliver the material and you pay the vendor direct or you pay your contractor and he pays the vendor direct on the spot to protect you from any Leins any future questions don’t hesitate to ask aloha hope this helps

From an arm chair lawyer position I think this is going to go at least to the Fed app level to be decided on.

Given that, I would say start doing analysis as you figure out the funding and you may be able to find deals good enough to make other potential investors sit up in their chair.

I asked an industry veteran (in commercial real estate finance) once, and he told me that the institutions have boards of directors and layers of management, which means there is a lot more accountability in every investment decision.

To add even more info, read here: 'Region's Outlook Bright, SJ Leaders Say'"John Solis, director of the San Joaquin Employment and Economic Development Department, said his department is working to ensure many residents stay employed, or find new positions for job seekers.Last year, his department hosted 84 job and resource fairs in an effort to find work for some 31,000 residents.

How do you guys determine that point where you should lean back in your chair and wait for a correction before diving back in?

Disclosure - Director of PR for DoHardMoney.comThanks @Christi Hawkins :)DoHardMoney is a hard money lender.

I work my HELOCs like I used to work my credit cards, playing musical chairs with balance transfers.

We have a 2man kayak, stand up paddle board, and some surf boards, beach chairs, and beach toys for the kids that you guys can borrow anytime you want.