My skills and background are in finance, accounting, markets/behavior economics.

The PM does this even though there is no bridging agreement between the two contracts allowing her to inter mingle funds.I have worked with this PM for three years and have looked the other way, ignoring poor communication style, and questionable invoices, but could not ignore their egregious behavior in this transaction.Moving forward, I am going to try my hand at managing the two properties remotely. 

in fact, i have been studying the behavioral structure of success people for over 20 years.  

Landlord policies are generally more expensive because the insurance company has no control over the tenants and their potentially hazardous behavior, so that gets factored into the rate.

Each tenant segment has different behavioral characteristics.

Rewarding bad and discouraging good behaviors – If this bill passes, most diligent tenants that follow their lease terms with payments are now wondering why?

To avoid the pain of feeling bad, people lie to themselves because it is easier than changing behavior. 

Most landlords actually fear vacancy so much that they will allow a bad tenant to continue bad behavior for years.

It's hard wired human behavior. 

I generally only take them to court as an F U for bad behavior and garnish and its more on principle versus return on time or dollar to make sure they don’t do it again.