I know in your area of Portland its getting super hot down there as well, and deals are still solid margins, main reason I started buying down there too, and another reason im focusing more down in your neck of the woods.

The only possible benefit to you is protection against a personal injury claim but your insurance already covers that.

My target is big burly scary looking guys with neck tats that drive jacked up trucks.

If a tenant gets injured on your property and sues, you better believe that the attorneys will be sending someone to take photos, inspect conditions and take measurements of the area the person claimed injury.  

I'm still ready to buy if the right deal comes along, but I'm not going to stretch my neck out for anything right now.

Landlord is not responsible for any injuries sustained by Tenant or guests of Tenant as a result of the emergency exit being used."

I just joined back up with my tour after being off with an injury (torn hamstring) for three months.

In fact here in my neck of the woods I've seen some lenders spending  good money to make them nice. 

All about having minimum criteria and sticking to it, don't jump because you're anxious, be confident in the deal.Now in my neck of the woods $25k in projected profits is a solid deal, $12,500 not so much.

I'm sure there is a bank somewhere in your neck of the woods that can get you on your way.