Now read the article and it reads much more pessimistic, with almost exclusive emphasis the negatives, with only the last two paragraphs attempt at moderation. 

That would be Ned Carey - moderator hereNed Carey - state representative in MdNed Flanders - Character on The SimpsonsNed Kelly - Australian fold heroUncle Ned - A character from Family Ties@Ned Nav - an Member here on BP

Denver seems to be getting hit moderately hard as well.  

Welcome to BP @Michael Daggett I an sure a moderator will chime in but I am pretty sure this post belongs in the Marketplace.

I've never liked the idea of owing someone/a bank because when it comes down to it, we can all become victims to circumstance.On the other hand, I don't deny that leveraging is a great tactic, but it has to be used in moderation or at least with enough cash-flow cushioning where you can handle potential vacancies. 

I do plan to read a lot of those wholesaling posts.Dave,  just curious, you have moderator by your name. 

I have not quantified your risk tolerance, but from what you stated it looks like you are not particularly aggressive and might be moderate or slightly below.  

Hi Nancy,Look up moderator Jon Klaus on here as he is in Texas.

Moderator feel free to move this post to wherever you see fit.

So I can't buy as much property as I what.NOTE FROM MODERATOR: PLEASE REPLY TO THIS THREAD ONLY WITH HARD DATA TO JUSTIFY YOUR ANSWER.