Well the roof sprung a small leak at the end of this summer and you don't want to mess with water so I went ahead and fixed both the roof and decided that while they were up there it was time to rebuild parts of the parapet wall.- A few other small handyman calls - $500I try to build good contractor relationships and make sure that we have a good dialogue throughout projects, but those costs still add up and I just don't have time to do all of these repairs myself.

You do not have to rebuild foundations, walls, floors, pipes and wires. 

(Hurricane Ian pulled me away from the NJ project last fall to rebuild our quadplex on Fort Myers Beach.)😬 

Having been in the business for more than 17 years I know how hard it is to find good reliable help.  Imagine the value of a reliable contractor who also has an eye for design, tools, a camper van and LOVES to travel....

I’m mostly looking for liability and some reasonable property coverage, the quote I got covers a rebuild to 1M, but I don’t need that and it’s driving my premium way up. 

People stop building in flood zone, stop rebuilding in hillsides with brush and timber6. as you say investors give up and dump properties making prices of real estate decrease but hold costs only for the rich. 

Generally the only way you can lose it is through destruction of the property and not being allowed to rebuild, or when you go to pull new construction permits they may say "if we give you this approval then you come under new rules and are no longer allowed to be non-conforming.2) Illegal meaning a SFR was converted to a 4-plex without permits.

yes but still a great value) Metro Detroit has problems, Yes, But it also has SF homes that would sell for $10,000,000.00 in today's down market.Detroit was about 60% auto industry now is rebuilding as about 9-10% dependant on auto.

The ONLY broker through Geico said 8K and has a rebuild cost of over 1 million!...

I decided to move forward with the new pool following hurricane Ian in 2022 as I’m confident our community will continue to rebuild and become an even more thriving tourist destination in the years to come!