Have you spent time in all these places and feel like you have a sense of the local culture?

...Does the company culture fit your personality?

The culture in Puerto Rico is not the same in the USA.

My own Air Force career hasn't transplanted me much (with the exception of this most recent PCS), but I have traveled in my own time to many parts of the States/world, and love experiencing the cultures and respective markets of other areas & countries.

Cultural and demographic shifts are happening in this market.

Banks aren't exactly think tanks, the culture is to stay within the lines, dont take risks. 

This area is defined by a glut of housing built to relatively high standards back in the day that needs rehab, very high new-construction costs, and a shrinking population culturally unashamed of thrift that isn't willing to pay the big bucks for premium housing because they know they can do better.

Estimating $7k to redo the kitchen and bathroom vanities ourselves (Chinese RTA cabinets & Quartz prefab counters sourced locally for $4k). 

Employee reviews about culture/working there on Glassdoor seem overall very bad having not so great things to say about management/CEO/etc.  

Here's a list Matthew:https://www.biggerpockets.com/rei/colorado-real-estate-investment-clubs/Each group has its own culture.