:)Simple Example to demonstrate the advantage of low interest rates in the long run : Mortgage Amount = 500000 Mortgage Terms 30 Years Rate 4.0% = $2387 Monthly Payments (Over 30 years you pay $2387* 360 = 859320)Mortgage Amount = 500000 Mortgage Terms 30 Years Rate 6.0% = = $2,997.75(Over 30 years you pay $2,997.75 * 360 Months = 1079190)2.

Now if he had bought it and put a rentor in it and had a pattern of holding properties etc then it might be a different story.Intent can always change but you need to be able demonstrate what it was at the beginning.  

It demonstrates that if you enter the market at the wrong time, even 20 years of holding, and selling in an upswing, can still deliver paltry returns.The mantra I keep hearing in the REI world is that you make you money on the purchase, rather than the sale (simplistic, but it's a neat saying).  

The outstanding internal investment, as demonstrated above, can increase or decrease over the holding period.

Now, if you held the property as rental property instead you would qualify, but you would need to be able to demonstrate your intent to hold should you ever get audited. 

I'd need some math demonstrating that the returns realized by a life insurance policy are statistically more likely to produce greater income in future years than stocks, bonds, real estate, or entrepreneurial pursuits.As far as IRA's go, I already max a Roth every year, and I contribute significantly (not the max) to a 401(k), so I do have a little diversification there.

The easiest way to demonstrate the Investor’s intent to hold a property is to do just that: actually hold the property as rental, investment or for use in the Investor's trade or business.

The ability to demonstrate a hardship (and clearly losing one owner's income meets that criteria) and 2.The skill of your negotiator.

You do not want any attorney to be able to demonstrate that the LLC is really not the owner/operator.

I know she will come around to it if I could demonstrate some success.ThanksKishore