All of these assumptions are in your favor.What about these numbers:10% ROI4% Dividend - this number has been floating around quite a bit as typical rate.5% Loan Rate - so has this28% tax rateAgain, my $100,000 returns $7200 like in your example 1.In example 2, though, the numbers are different:CV85000Return3400Investment 285000Return8500Interest4250Diff4250Taxes1190Total3060Total return6460Okay, so, you're actually doing about 10% worse here than just investing the money.

We all know about the rate lock, but if we were like other countries with 3-5 year floating rates(or like CRE), residential would have a cliff-like fall.

Replace existing lockset.Unit 1 - bottom floor total $17175.00Doors 500Save if possibleCabinet 500Save if possible/ Sand & Paint/ replace where neededHood range 250Vent to outside of the houseUpper Cabinets 250Remove current cabinets, replace with floating shelves.

I haven't seen any other floating around.

That's the case even with the floating plank variety?

There's been several good options floated here. 

Obviously this is a floating generalization but also highly counter intuitive for the normal residential investor.

There is also the Deferred Sales Trust concept floating around, which may be worth looking into.

There is a lot of incorrect information floating around about Sedona as a STR location and it's STR restrictions.

Commercial :Self storage (city) : going downSelf storage (rural): going upWarehouse: going up, 20% IRR at least  Class A in big city: deadClass C rural: there're some hope Multifamily 5+: with floating due on 2024 is basically die die die ...1980s office building: crash1990s office building: "convert-me-to apartment" mode.Residential SF:Milwaukee/Birmingham/Indiana/South: Modest or StrongSan Jose SF: FlatHawaii: overall flat except Honolulu may be going downSan Francisco: slow crash AZ: Airbnb pressureInterest rate for sure going down, there's no need for crystal ball.