It can be a struggle to find those who offer adequate service, price, and quality.

Even if your transfer goes through, it sounds like the regular servicing we'll be the same quality as you're experiencing now.We transferred two loans to Del Toro.

Take for example the lack of productivity where construction projects often experience time and cost overruns, rework or quality concerns. 

I had the sense to record the conversation with himself and the project engineer and the audio quality is quite good.

That could mean poor tenant quality, which could lead to them not paying or eviction.

You haven't given many details so it's difficult to give you a quality answer for your situation.

The best way to estimate expenses is experience and knowledge of your specific asset type and market.For vacancy, that will depend on your market and the quality/desirability of your type of unit.

And, there is every possibility that I am able to assume quality debt if I am a low-leverage purchaser.

@Joy McQuearyRecommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location to invest in.Property Class will typically dictate the Class of tenant you get, which greatly IMPACTS rental income stability and property maintenance/damage by tenants.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.If you buy/renovate a property in Class D area to Class A standards, what quality of tenant will you get?

@Marc ShinLike @Andrew Steffens said, for big items, go with quality.