Reading the SAFE Act carefully you'll see that there are two issues afloat, reserve requirements, bonds, accounting, examinations are all things banks screamed about when the first broker opened his door, banks were required to do all these things and brokers were not, so yes I'm sure they felt the playing field wasn't all that level.

Section the circle off into buckets - label them "real estate", "Stocks", "Bonds", "Cash", Alternatives, etc.- Look at the allocation and make some assumptions about cash flow and growth. - Iterate on at least 3-5 more sheets of paper until it feels right. - Back everything about your financial plan into that end state. - NOW, run your draft plan by a CFP or three. 

You don't want a QI that has a pooled trust account where they have the opportunity to invest that money and use it for good or nefarious purposes.All the insurance and bonding in the world (which are important) are only beneficial after a bad event has happened. 

Whether you're a seasoned pro or just dipping your toes in the water like me, I'm a firm believer that our collective strength lies in lifting each other up.Nestled in the serenity of Grass Valley, I'm eager to forge bonds with fellow locals and cultivate a network built on mutual support and collaboration.

I also created pictures for blog posts and the book I'm writing, a list of blog topics, social media posts, marketing ideas and to strengthen my writing.

Stock and bond markets are taking the inflation news with zero grains of salt.

Yes you should easily shed a good portion of it but to shed all of it will be a lot harder and needs diet and exercise (not just one)This is evident also by the latest treasury bond sales - other countries are slowing down buying our debt which means rates (especially mortgage rates (will stay higher longer).

Finally GC's are bonded and that keeps you from being sued when your sub falls off his ladder.

Also they have the ability to stall said permit until they put up landscape bonds which is the only thing the city is requiring now. 

The 3% mortgage years were a product of the Federal Reserve artificially tampering with otherwise free-market bond sales.