.🔴 Incomplete or disorganized documentation: Missing detailed plans, financial statements, or timelines could mean the borrower isn’t ready to execute the project successfully.🔴 Over-leveraged finances: Borrowers with excessive debt or insufficient personal capital invested in the deal could pose a greater risk of default.🔴 Questionable property comps: Overstated market values or inappropriate comparables may mean they’re inflating expectations.As always, thorough due diligence is your best protection.

Those apartment complexes usually have an in-office leasing staff and don't use a Realtor.When I'm trying to price an apartment, I'll go to MLS first and pull those comps.

Sponsor has executed this strategy multiple times, management company specialize in this kind of asset-Does the Asset support the business plan?

LMHA gets a staff of a couple dozen people and a big budget to be bureaucratic, the tenant gets cost effective safe housing, and we get steady rent checks)Does anyone else have these issues???

Also given the fact that its darn near impossible to get any kind of civil judgement executed and collected on in Portugal. 

So this is right in my wheelhouse, I'm just now trying to put together my plan on how to jump in and execute.  

I'd see if the employer would let me receive part or all of the bonus in 2025 for a number of reasons:- More time to pursue and execute tax-saving strategies- (Possibly) more time to hold on to the $$$ before taxes are due (2026 vs 2025)- Chance that, post-election, there is a possibility that there could be tax changes effective 2025 that could possibly help your situation. 

I have connections with Baselane support staff.

I have talked to a lot of different ones and have found one that I really like because they have been doing it for twenty years and have vertically integrated property management and construction and a construction warehouse for fixes and everyone is on-staff.

Maybe it is the news you are ignoring that is the big story.Biden is issuing an executive order on crypto directing government agencies to study crypto.