Then there are the challenges with Section 8 tenants paying utilities and taking care of their rental property.

• Should utilities, internet, or services like snow removal/lawn care be included, or not?

Additionally, applicants can (optionally) upload tax forms and bank statements for our review.If you're looking for a website you can utilize on your own @Bruce Woodruff mentioned a couple that are popular.

The bottom line is that there is a very small positive financial gain resulting from utilizing this method.  

if you are going to do things like include utilities, or have an off street parking spot, other amenities etc, there's no reason in my mind you couldn't "charge a premium" for a premium unit/service. 

I don't want to live in a mansion or have sport cars (nothing wrong if that is what you like, but that isn't what would make me happy).I plan on retiring in about 5 years before I am 60. 

This way you can utilize the leverage if you plan to scale up in the future.

I work with a company that you should utilize to analyze the different properties you are looking at right now. 

On utilities, I bought a foreclosure in NJ and found out it was not attached to Town sewer and I actually had to extend the main line up to my property then put the lateral in and abandon an old cesspool.  

From what I can tell, the extra equity on the house could be utilized to provide better ROI.