It's about having an income that will enable you to maintain your current standard of living for life.

I'm great at reading people - that comes with playing millions of poker hands in my life - if my gut tells me things do not sound right then I pull away.But a scammer has to expose himself/herself because they don't wanna hang around forever.

The seller is not very tech savvy and is going through some life issues so he isn't being very helpful in this.

Blame it on a life lesson, keep it moving.

I have a Indexed Universal Life policy that is 7 years old.

It makes their life easier if all of the owners get a FincenID because then they are not constantly updating for expired driver licenses.  

So, like everything in life, the work you put in is what makes you successful here.

We started looking at coaching programs and some of these things just seem ridiculous at 20-40 grand, and some seem more like life coaching programs as opposed to real estate programs. we don't want to syndicate we really would just like to find someone that we can bounce deals / ideas off of and have them assist in underwriting and giving us a better sense of security that we are doing the right thing.

With some of my clients, I've seen discounts of 30% to 90%.Here is a real-life example: I invested in a $50K note; it was second TD but with significant equity (over $200K) protecting my investment.

I It's good that you found a strategy that works for you, and definitely certain demographics and types of people in their life.