Buying & selling Promissory Notes is a result of the intrinsic value.In fact,  a $300,000 Promissory Note is worth way more than its face value, because of Securitization.

Was able to gain some leverage prior to negotiating which resulting in a great outcome What was the outcome?

@JC Wu I'm pretty sure any good inspector warranties the results they give for some period of time- usually 90 days is what I see. 

I am trying to calculate my returns over a 10-year period using the rent-by-room strategy, which results in significantly more cash flow than traditional rentals.

You have many options here.1) Terminate the lease: It clearly states that they must have renter's insurance and the lapse can result in a default2)Have them cover the damages with sufficient evidence that they caused it3) Claim it on your insurance for the property, likely they won't give a good payout unless a fire, flood, or some sort of wind damage.

I don’t think so, but I’m interested in seeing the evidence if you can produce any. 

Does the California government believe that wholesaler activity around the fires would only produce a net-negative?

Verifying last 2 years of rental history and income extremely important to find the “best of the worst”.Make sure you understand the Class of properties you are looking at and the corresponding results to expect.The City of Detroit has 183 Neighborhoods we’ve analyzed.PM us if you’d like to discuss this logical approach in greater detail!

This would result in total interest paid of $41,689.19.  

Perhaps it could be a result of the post-COVID market adjustments.More STRs on the MarketInitially, I didn’t feel the competition because my Airbnb is a studio, but since I’ve started working with other Airbnb hosts, I’ve noticed there’s definitely more competition than I thought.