A misdemeanor may be sufficient to deny application if the conviction was recent and didn't involve a more serious crime, such as battery or intentional property damage.

If your goal is financial freedom you need an income that meets four requirements:Rent increases faster than inflation: Only if rents increase faster than inflation will you have sufficient dollars to pay inflated prices in the future.Sufficient to replace your current income: You must have sufficient income to replace your current income.Lifelong income: It must continue throughout your life.Low operating costs: Every dollar you lose to operating costs is a dollar less for you to live on.Rents Increase Faster Than InflationWe live on buying power, not a fixed number of dollars.

., sufficient insurance, application fees, certificate of occupancy, etc.).

I may switch to a 5% conventional loan to avoid the risk of failing the self-sufficiency test.

It allows hosts to list all items in their property and update quantities as needed.Properly: Properly is known for its cleaning and property management features, but it also includes inventory tracking capabilities.

Mainly because FHA has a “self-sufficient” rule when purchasing a 3-4 unit property.

Judicious use of leverage (debt) when the property will still cash flow positive after debt service; when there’s enough equity left in the property to refinance if advantageous, and when sufficient reserves are held to cover vacancies, recessions, and unexpected repairs5.

Because dual agency is an impossibility (I’m a lawyer) and if I want to see one property I don’t want to be tied to an agent simply because I wanted to see a different property.The listing agent’s fiduciary duty to his seller client should be sufficient for the listing agent to just do a no agency showing agreement with the potential buyer.

I just saw a post by @kenny Simpson (who for some reason doesn’t show up in @ search, that said there was a Fannie Mae low downpayment option with no self sufficiency test…) maybe you can find it though I don’t know why I couldn’t mention him. 

Six months reserves should be more than sufficient to qualify and conservative to account for any (eventual) unforeseen circumstances.