If you file a new case in Arkansas between now and July 25, 2020 seeking an eviction, you "are required to affirmatively plead that the property that is the subject of the eviction dispute is not a covered dwelling under the federal Coronavirus Aid, Relief, and Economic Security Act (CARES Act)".  

This is mainly for those who are thinking of investing in real estate and never really get it going, and i want to say I'm guilty of it myself.

So in case an appraiser tries to low ball you, you can bring out that previous ARV appraisal value to show the disparity and plead your case to the bank. 

The REFI lender was the same bank that financed my condo purchase a few years back and has me prequaled, so i'm probably guilty of just going with who is familiar.

Remember, as long as you are straight with people about the costs and risks associated with your business, you're not using deceptive techniques, and you treat sellers with respect, then you shouldn't feel guilty about making your offers low, and earning a solid profit. 

Stating that in her line of work, everyone is presumed innocent until proven guilty. 

As a buyer/investor you can blow as hard as you want trying to educate the guilty parties, but at the end of the day... you'll just be blue in the face and their rose colored glasses will continue tinting their outlook.  

I sometimes feel guilty throwing away bag after bag and dumpster after dumpster of rubbish.

The family of the deceased might be able to sue (easily if convicted or pled guilty).

Yes, I'm guilty of skimming.