Network with wholesalers, check public records, and use platforms like PropStream or DealMachine to find distressed properties.Be Cautious: Pay attention to permits, inspections, and local market trends—over-improving for the area could hurt your profits.Starting with a solid plan and realistic numbers will set you up for success.

Check w/ the City / County to see what the permitting process is, and what if anything you would have to do regarding plumbing / electrical.

That no additions or remodeling was completed without a permit.

Built without any permits.  

A while ago they were taking request of adding banks from customers but I was told that they do not do it anymore.

Do you have someone that manages it all including bookings and customer service or just specific parts like cleaning only? 

Look at all the differences in both rate and terms but most important in my opinion is their track record in customer service and meeting deadlines and closing.

Duplex have different zoning that may permit additional units.

I am glad because the permits and requirements would have much tougher.

As long you work permit visa (H1B OR F1 etc) then you will be able still get qualified with a conventional loan.