Check rules on her 401k with her employer ( vested, not vested) and with her accountant.If she takes the money out and puts it in her personal checking account that will be considered ordinary income and she will owe, state and federal tax, plus penalites and maybe SSI. 

You are charging 10% interest, which gets taxed at ordinary income so you will pay 2-5% state tax on that money as well as your income tax level.

This is way more challenging than what the gurus are saying, buy in the Midwest and flip or BRRRR and I'm relying on my team since I can't be there in person, maybe 2 to 3 times a year.I agree that a $10,000 profit (before paying ordinary income tax to the IRS) is way too small.

Violating this would make this ordinary income and you would owe: state, federal income tax plus a penalty.

That being said I'm planning to post a case study of how I helped my brother-in-law, a Contractor with a small 4-man team, go from struggling to $46,000 in new business in a very short time frame.If I had to write a highly click-bait worthy headline for this case study it would go something like...REVEALED: Struggling Contractor Signs $46,000+ in NEW Business in 7 days for FREE Without Paid Advertising Using This Simple 3-Step SystemI'm a glutton for memes, dad jokes, and anything that pokes fun at how ridiculous us marketers slice and dice language and communication in our marketing :)

My brother-in-law specializes in building patio covers, fences, decks, pergolas for residential homeowners.

I know you meant it as a joke, but these people are not ordinary immature "college students" age 17-22. 

Draw 4: Deck/porch/patio, carport/garage, int electric, int trim, fireplace, carpentry, cabinets, int plumbing, int paintDraw 5: Ext paint, landscaping, countertops, tile, int paint, appliances, flooringDraw 6: punch list, final payment from HMLThis schedule will result in $900 worth of draw fees, but I want the GC to not worry about getting paid, as well as make sure the work is done right and doesn't have to be redone.

And it will be ordinary income tax. 

Guests used to be satisfied with the more ordinary, nice, and clean properties.

You are looking for non-real estate related investments that are out of the ordinary?