My core investing philosophy is pretty simple, and has done very well across almost two decades and numerous cities:1) Invest in cities with population (and job) growth2) Invest in parts of the city where household income is near the median (or slightly below)3) Invest in properties that provide cash flow from day 1 Thank you for sharing that. 

The increasing barrier to entry results in fewer new STR's coming available for sale, but also fewer options for guests to rent. 

Does Baseline give you the option to track expenses without attaching it to a particular property?

I can find numerous other similar homes for investors.

Okay, I think co-signing could potentially be an option in the future.

The first option will give you continuous headaches with a certain likelihood that the behavior may get worse (not paying at all and more damage).

I also worked with a great lender who helped navigate financing options, including my HELOC, to make the deal happen.

I had an experience with a terrible tenant who reported me for a bogus claim but by making the claim it allowed me to gain access needed to get photos of the condition of the property, and then the tenant refused to allow maintenance people in which really helped prove my side of the situation.If possible, explore alternative dispute resolution options like offering the tenants a cash-for-keys agreement.

In fact, on numerous occasions I've raised red flags concerning their representations, financial reporting and general investment decisions that were all verifiable through public information and should have given most investors pause before investing.

The way I see it, I have 2 options: 1) inform her of her responsibility to turn on the heat or be liable for any damages caused by the cold weather or 2) turn on the heat myself.