I also hope you got a personal guarantee and have advised your borrower that you intend to enforce it.

Rather than comparing Lenders/DSCR loans solely based on these factors, I would advise you to focus on below questions and prioritize what you really need in the DSCR loan/Lender? 

Any advise and information is greatly appreciated.

So far, we have received this advise from appraisers in the Maple Heights area: 1) Attach all offers so the next appraiser can better understand the market value, 2) Provide a letter from the Maple Heights Building Department discussing the addition of the egress window making the bedroom conforming livable space, 3) provide comps for similar properties sold in the Maple Heights area (these do not have egress windows), and 4) create an itemized list of improvements and cost for renovations to the property.We are grateful to the Bigger Pockets community for their advice as well. 

The bottom line is that you should chat with an attorney about all of this and see what they advise.

If you're going to continue to work while you start to build a portfolio I'd advise to invest passively, at least for the first few deals.

Patricia,  Do you have a team in place in Baltimore that can help advise you?

I’m sure they aren’t advisable on larger projects but depending on the project size and complexity, they worked great for me. ~$650 for the study. 

Instead, I have established a donor advised fund (DAF) for charitable giving during and after my death. 

So my insurance broker says he cannot be added.My attorney advises I should maintain the previous insurance plus setup a new one under the LLC in FL who is the beneficiary of the Trust and then to add the Trust as additionally insured.But i would like to avoid double paying for insurance.Will you guys please advise on how to go about doing this?