My husband family have lived in Oahu for several generations now.

While none of us will be getting our money back he can live well selling off the remaining assets as long as they don't shut him down.

I live approx 60 miles north of Atlanta.

I am putting in a link to something that may be help, a cost of living comparison calculator (https://www.bankrate.com/real-estate/cost-of-living-calculat...). 

- Dividing by 3 units (you have to live in one for first 12 months) leads to $1867/unit/monthly rent.- Dividing by 4 units leads to $1400/unit/monthly rent.What are you factoring in your ROI & cashflow calculations for maintenance?

I started investing in 2021 while living in San Francisco and have been pretty happy with my decision and own 13 doors in the area currently. 

A duplex to live in and easily able to exit out of it renting it 100%

Lenders often require 30-40% down.Cash flow considerations – Since all expenses must be paid from your IRA, maintain liquidity to cover unexpected costs like repairs and vacancies.Rental properties vs. commercial deals – Residential rentals and commercial properties can both be great options, but keep in mind management complexity and income stability.Generally speaking, stay compliant – Avoid prohibited transactions, such as personally guaranteeing a loan, living in or personally managing a property, or transacting with disqualified persons (yourself, spouse, ascendants, or descendants).Diversify your portfolio – While syndications and real estate are great, consider mixing in other alternative assets like private lending, tax liens, or even notes for additional risk management.Work with the right custodian – Make sure your SDIRA custodian is well-versed in alternative investments and has experience handling syndications and non-recourse financing.If you’re looking for specific lenders who offer non-recourse loans, I’d be happy to point you in the right direction.

I currently live in Cape Cod Massachusetts.

The tenant deposit covers DAMAGES, not wear and tear. 90% of tenants want a decent place to live, market rent, and a good tenant landlord relationship, and pay rent on time.