In the event that the soils at that level is unsuitable, then you will be spending for the beefed-up dimensions of the caissons and grade beams come in, to support the additional basement load, right?

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The reason being that 5+ units require commercial financing and thus the competition level is lower and buyers are more sophisticated in that space.

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There is no basement, the ground level is not habitual and is used as storage, and the 2nd level is a 1 bedroom.

The seller just isn't at a pain threshold yet to do a deal at a level I would feel comfortable at.

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Seems like a pain to lug the clothes back and forth from the bedroom level. I