Look up NC Tenant/Landlord Law.

The law allows you to charge for ALL cleaning, including trash removal.

I also have a pretty good grasp on UCC law, which is why the  information that the "Bank of Banks" implies is of concern to me, and quite frankly, should be of concern to everyone.

@Jerry Tello I should have mentioned the laws and how they affect your returns vary tremendously from state to state, and sometimes county to county.

If the client is in CA the community property state laws may help here (not entirely sure) depending on when the property was acquired but it would be a great question for an attorney as Jason mentioned.If they were married and went through a divorce it would be worth looking into how the divorce paperwork stated how that property would be handled.

You need to really learn these laws if you want to start a partnership where you make the decisions.

I think if you can nail that down you will be able to find a market easier.As a buy and hold investor some of the things that were important to me when deciding on a market were landlord tenant laws, price to rent ratio, housing demand, ability to build a team, large population 500K plus, multi-family availability and some other factors.take the process step by step and you will be fine. 

Can add a in-law suite for lots of value.

You're free to call it "weighted deal" and there is no law against a bad deal - anything you can talk another person into is technically "possible."

I've done some preliminary due diligence (as the lender) and feel I have a pretty firm understanding of how it works.