I suspect, as more and more leasing-related disputes are occurring involving credit cards, the companies have already figured out their method of handling these claims.

It is what it is - if anything you lose a little and learn some lessons going forward to apply to your real estate investing career. 

I was contacted by a real estate coaching company and they told me I’d been selected to “apply” for their coaching program.

It’s a great way to grow faster.HELOC or Equity Tapping: If you have equity in another property, using a HELOC or cash-out refinance could help cover the down payment without affecting your DTI as much.Seller Financing or Creative Deals: Look for sellers willing to finance directly, which bypasses traditional mortgage qualification hurdles.Scaling quickly often involves combining strategies—play around with what works best for your goals.

There are a few options(1)You can get connected with the larger wholesaler firms in the area (2) go through PCPAO site and skiptrace the buyers of similar properties as yours, (3) hunt down the agents involved in the sale of properties similar to yours or go to local REI meetings and pitch it to the investors there. 

I took what I learned, applied it, made mistakes, and kept going.

Until the conditional use permit is applied for, an operator of a short-term rental is required to apply for a short-term rental permit.

Plus now they are trying to pass the buck with regards to the the STAR rebate we get here in NY state (if eligible and applied for).

No agents involved.

You will probably have more of them here than most places so ask them what was involved and how long it took.