I hear household debt/income ratios are at highest level ever and higher than the US – still no softening.

The fact that she has a steady job is not a killer.....she has her own household to pay for and I’m sure she could show she couldn’t pay for this mtg too.In any event, the daughter will most certainly have to sign the deed and most lenders would have required her to sell the purchase contract, since it would be meaningless without her signature.

@Max Householder Do you have the current leases for the non-paying tenants? 

Roughly 43 million American households have opted to rent rather than buy their homes because of convenience, cost or both." and "demand for affordable housing exceeding supply, more than one-quarter of all renters – 11.1 million people in total – spend more than 50 percent of their income on housing.

I have been trying to narrow down, which cities are the best options, looking at demographic trends, unemployment rates, GDP growth, household incomes etc. and narrowed it down to a list below.

Looking into emerging cities and wondering if you could advise on how to utilize the median income and average household income for cities that are unfamiliar.

Household net income 3 x rent and I am looking for people that seem easy to work with and communicate well. 

. $85,000 household income.

Household incomesGDP per capitaCrime rateProperty taxesNumber of owners vs rentersPrice to rent ratiosvacancy ratesHousing prices.I am wondering if this about covers what I should be looking for in a particular area, or if there are any important factors that I should be considering.

Discontent in the household will negatively impact all.