The tenant can always file some other frivolous claims of non habitability and other stall tactics to stay as long as he can.

trust deeds non judicial. so like in GA and MS  which is trust deed country or in GA its called a Deed to secure debt..it can be quit fast 90 to 120 days from filing the NOD .. in mortgage states and particularly NE states the process can take some time but usually at least one year.. to from what i have heard in NY it can take 3 to 5.. borrowers and lenders can also stall things out a bit using different methods.

@Jenny Stallings , if you are not using an agent and the other side is, you need an attorney to represent you.

I would use your own title company, it's good to bring your own assembled team to the table @Jenny Stallings

I haven't been to see it yet (which I definitely will- don't worry), but it has some minor updates and there's a two stall garage.

Once the bank takes possession of them after sheriff sale, they may prefer to use the auction as a stalking horse for where to list the property on the MLS.

I'm a little concerned you have put the cart before the horse, so let me ask a few questions.Do you have a financing contingency on your Purchase & Sale Agreement? 

It's free, immediately available and you are talking to the people who will actually issue your permit and sometimes inspect the work, so you are getting your information straight from the horses mouth.

I had the sellers deal with that first - before the closing, which was put off by another couple of weeks.Check you purchase contract; you should be able to “stall.”

Also you don't want to put the cart before the horse in regards to making a low ball offers.