It's a single mom with one cute toddler that works her butt off to raise her kid, hold a full-time job, and go to school at night.

It would depend the full situation, but I'd pursue the equity line before I touched my first at 3.625%. 

Instead of stressing over timing it perfectly, focus on making sure the deal still works even if rates shift.Since you’re buying in Norfolk, check if lenders there offer any investor-friendly incentives.

Life is full of surprises and it's how we respond to them that defines our character.

And slowly learning more over time.

Very well versed with fix and flip (help create a full scope of work with phasing if you are new or out of state), we have three teams of contractors to get jobs done quicky (all licensed), long and short term rentals, and love the PadSplit concept for greater returns.

Although most of my stays are <7 days, I've had a few longer stays (business travelers and a family that was going through a full home remodel).

Like all tenant screening tools or services, it gives us all the standard stuff like full credit reports, criminal background checks, eviction history. 

I’ve wasted a lot of time going and looking at “a jewel of a deal”.

Then keep the speed of money & time moving to make more money in the end.