$40,000 x 25%(assuming a 25% interest rate on credit cards) = $10,000This is more than the annual cash-flow that you are getting from the rental.I would look at a way to paying off the credit card debt asap.Look to see if you can take a HELOC on the investment property(likely difficult).If you can't you may want to consider selling the proprety.You will also feel a lot of relief of not having credit card debt hanging over you.What is the interest rate on the car loan?

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Do some research into both areas to see which aligns best with your financial goals.Good luck, and feel free to reach out if you need more help!

I’ve visited every other property I’ve considered in the past, so this is uncharted territory for me, and it feels a little out of my comfort zone.I’m considering putting it under contract sight unseen to lock it up, but I don’t want to make a rookie mistake here.I'm looking for some advice here.

@Khyree RandallI completely understand how frustrating it can be when the market feels overly competitive.

Sometimes I feel wholesalers might be intimidated by REI Nation's reputation so I try to stir up some new connections!

We have about 1/3 to 1/2 of a down saved at the moment, have a 755 Credit score, and are feeling good.

I also feel confident with his staff, which is readily available and courteous.

I had been somewhat interested in short term furnished rentals (30 days or more) I looked into Homesuite.com then I called a few operators around me to feel out the competition. 

Feel free to ask anything, anytime.Cheers!