The conventional loan product can help eliminate sellers concerns while still keeping a low down payment.3) I would just compare your rents versus market rents.

Just eliminating some perks for the folks that don't play ball. 

Some may just eliminate the entire PPP for additional points at closing.

Eliminate debt, establish a budget, and save.

On 4 it is $12,000/year.  3.3% depreciation is similar numbers - usually almost eliminating all your taxable income from financed properties after repairs and maintenance is factored in. 

Your position will be diluted and/or eliminated.

Note that in their latest meeting minutes, they are talking limiting to 5 unrelated people, and explicitly looking to eliminate for profit rent-by-room with exception being if the owner lives on premise.

Right now I’m guessing the best strategy is to eliminate debt thats 5% interest or more.  

It eliminates stress, unqualified applicants and liability for you. 

But you eliminate the liability risk from the equation.