Hence, when predicting future foreclosures, a practitioner can (and does) use S-TR filings as a leading indicator of defaults in a county, region, area, or whatever. 

I've listened to the podcasts, read the books, etc but either didn't have the time because I was so busy running my dental practice or didn't have the testicular fortitude/confidence to really get started. 

@David M.What you're describing, that's not exactly how it works, but it was a good stab for a non-practitioner.

MOre late or no rent due to car problems, dental issues, etc. 

You want a surgeon that specializes in the kind of surgery you need, not a general practitioner.

It's like having a general practitioner perform brain surgery instead of a brain surgeon.

I am a dental hygienist so I do not have the most knowledge in real estate yet!

My family of 6 annual cost (premium+deductible) for ALL dental, doctor, chiropractor, physical therapy, medication, eye, etc runs between $30k-$40k. 

My mom lost her job and my fathers dental business took a massive hit.

My dental hygienist was happy when I suggested that approach to her a few years back, when values were up everywhere; no more PMI a whole lot sooner.