The Fed is buying to keep the economy from seising, keeping the banks in a position of being able to make loans but to only the most credit worthy.4.

After reading the SF Rent Board rules, I know I'm not allowed to deny her of a roommate on the basis of creditworthiness, and I can only ask for a background check, and if I do deny, the tenant will request to the board on rent reduction possibly.

If they deal is good, they won't really look at you in underwriting other than creditworthiness.

And another issue, these will be commercial loans, with similar debt coverage ratios required and showing the ability to manage/service, so that will be a hill to climb for most small investors.Accounts receivable financing is another issue and a specialized arena, some banks do and there are financing companies that deal exclusively in A/R, leases and other annuity or cash flows, such as mineral rights and royalties.Any time there is a stream of cash from any credit worthy source, there will be a present value and a market for investing in or based on that stream.

I mean I would honestly not rent a unit out until I found a credit worthy renter with previous rental experience... and I know the old landlord could be BS'ing me just to get of the renter from their property lol...It sounds like your saying the all cash approach is not a bad idea, which is what I was thinking too...

Certainly address it as it indicates your credit worthiness as opposed to theirs but don't make any representations.

Payments of principal and interest under a GIC depend on the insurance company’s creditworthiness and ability to meet its obligations when they come due.Separate Account GICs — contracts issued by insurance companies that are backed by fixed income assets held in a separate account at the insurance company that is held separate from the insurance company general account assets for the benefit of the PLUS Fund and any other contract holders in that separate account.

Do your research on these people and once you know they're credit worthy, put ALL the property's problems in their lap, not yours.

But as I just posted in this other BP topic (rental loans hurt my persoanl credit worthiness) make it a habit to do your business activities in the business.

The property speaks to me because I do like the location and I like the idea of one extremely credit-worthy renter for a long period of time.