Conversely, if you take out only 2nd mortgage at 7.00%, the monthly interest for the 2nd only is $665. 

Rent would be ~1,400 to 1,800 / month which is above market rate but housing is in very high demand and price is in line with what seniors who live on their own would be willing to pay based on my conversations with local Real Estate Agents. 

Our meetups are casual, conversational, and rather roundtable in approach.

If you can hold on till first part of January the showings and everything else should pickup.This would be my action items: 1. hire a new agent that can sell the place, and get you numbers are rent and selling and sell the place. 2. be honest on the numbers you can get on an ARV so that you can sell it 3. start to get the conversation started with a couple lenders on what these numbers on refi would look like for you and this property 4. my suggestion would be to refi/rent before selling at a loss because if numbers work you can hold for a couple years then sell, but this is dependent on your cash position and liquidity of your situation. 

Also, I agree with organic growth, we get some inbound leads and referrals and have a high conversation rate closing them, and they've been great clients so far.

And I don't think it was a very serious offer, it came up in a conversation about selling my team, which is absolutely not on the table. 

I typed up the below and sent back to my realtor to start the conversation but wanted to get BPs thoughts as well. 

I added a 2+2 garage conversion.

I thought it was obvious. wholesaling property requires a conversation with sellers contracting property and closing deals. 

The conversation, as well as this decision, left me wondering how many insureds are denied policy coverage and cannot afford to bring a suit against the insurer and are unable to recover their loss.