Sometimes a tenant will try to withhold rent or use as a defense in a lawsuit based upon something the landlord did or failed to do.

You can PM me to get the free conference line number

I've talked to my agent about putting defensive measures into the Contract for Deed - such as enforcing the seller uses our payments to pay down their mortgage and letting us (the buyer) get notified from the bank if the seller misses a payment etc. 

I have a policy that cost me 50k for 10 years then normal builders liability that cost me another 50k per year.. my agent is telling me that if I dont have current policy say 3 years down the line the 50k per year wont kick in because i dont have a current policy.. the 50k i spent on the 10 year is just basically for litigation defense.. your thoughts on the matter. ?? 

Also networking with like-minded RE investors in the space of your interest via meetups and conferences (most are virtual for now but plenty available).Here's the article to help you further: https://www.biggerpockets.com/member-blogs/10850/86621-six-steps-approach-to-getting-started-in-real-estate

I was out at a conference last week.

While there's less bedrock to stand a defense by on this gut based approach, as long as the criteria that's compelling the denial or delay does not violate the law, it should be fine.I've been leasing property for 13 years and have dealt with pretty much every personality and all woks of life.

For those that are also on their REI journey, but didn't have a chance to attend the conference, what is your niche in this market/location?

We have a phone conference with Partner Driven Real Estate in the morning.

Because they will get defensive if they feel you are pressuring them.