Given that I am self employed, a few personal loan options, did preliminary asking about my situation, and they got lost in the weeds with how my real estate income looks so dismal on tax returns.

Tax-wise, profits are taxed at your ordinary income rate, and frequent flips may subject you to self-employment tax if classified as a dealer by the IRS.

Rentals have remained pretty hot outside of common slower times around holidays.

This is very common, and highly successful.

Our manager looks at employment, rental history.

Alternatively, once you have a full time job (or an employment contract), you should be able to qualify for a loan and utilize a Down Payment Assistance program.

The mechanism would allow the property to be re-deeded to all of the LPs as tenants in common. 

A common misconception is that you have to put down 20% of the purchase price.

Let's see how it goes when the one year anniversary comes.But in general what you are seeing is very common.

It's expected and common for MTRs to have utilities included.