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24 January 2025 | 9 replies
Have the co-op take out a loan for 60% of building value, then charge buyers 20% of value in cash for each unit.
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6 January 2025 | 2 replies
Some will be ok in 2nd position and some will not and force you to refinance out the first - but those are options that are probably cheaper than credit cards
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30 January 2025 | 47 replies
Basically, refund any and all down payments, interetest charges, processing fees, late fees, etc.2) I beleive Dodd-Frank only applies to owner-occupied properties. - Hence why all the DSR loans we've seen have a required document the borrower signs that states the lender will start foreclosure proceeedings if the borrower ever occupies the property.Please correct me if I'm wrong or clarify anything I missed.
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24 January 2025 | 12 replies
The court uploads its docket ussually days ahead of when the doc is recorded and uploaded to the clerk/recorders office.PAy attention to what they are charging once you go over your free limit for whatever account you pay for.
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13 January 2025 | 12 replies
Much cheaper to keep it nice and cool.
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25 January 2025 | 7 replies
If not, the client gets charged to go get the right parts while we sit and wait for them :-)
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23 January 2025 | 7 replies
NEVER borrow from a 401K, you are taking pre-taxed dollars and paying it back with after tax dollars, you do not get to return the loan with pre taxed dollars, in addition, some 401K plans do charge interest and maybe even fees, and lastly if you get laid off for some reason, it is a distribution with all the "fun consequences: tax at the last dollar rate, and if you are under 59.5 there is also the additional 10% penalty.Personally I like the HELOC, however you can also sell stocks and do tax harvesting there to offset gains if that is an option
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11 January 2025 | 15 replies
For a good tenant that has paid on time and was keeping the place in good clean condition I probably would have just eaten the charge.
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26 January 2025 | 6 replies
So paying the $2 extra for the juice, but being able to portion it out in cocktails that you can charge much more for...
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20 January 2025 | 62 replies
then theirs charges 1000s in extra fees.