We are in California, so the Zion affiliate bank company here turned out to be California Bank and Trust. 

Not sure what the laws are in CA, but if you were supposed to give 60 day notice you are already too late.

I've settled on wanting to do Commercial Real Estate Multifamily 20+ units, Class B, C in Texas or California. 

In CA currently only MF properties are rent controlled.

For California, ADU's are still the untapped gold (ok, maybe silver but still) mines that I see a lot of folks leaning into. 

O had ~30% swing last year, that's "the" div king. 

Quote from @Joseph Gozlan: No, California laws kill California malls...Here in the Dallas metro, retail is thriving!

Chasing foreclosures is a big concern in California and some other states.

diversification and cash flowSan Jose, CA has been very appreciation heavy... and i'm not opposed to keeping some property here, though the multi-family / commercial real estate has very low cap rates, and low growth from what i'm seeing.

How do you buy a property one day for 40k put nothing into it and sell it for 80 the next day.. some one is getting screwed :)  I get the math I get wrapping the notes my family had a company call CA Wrap we did hundreds of them .. now they were on vacant land as we were in the land bizz and this is much more aligned to the land business than buying homes and selling to owner occs..