I'm a broker and property manager in Sacramento with 100+ Airbnb properties in my portfolio.

The buyer may pay off the remaining balance at any time without penalty.2.Late Payment Penalty: A late payment fee of 5% of the overdue amount will apply if payments are more than 10 days late.3.Loan Security: The property will serve as collateral for the seller-financed loan.A 24 month balloon payment is a deal killer.Put your numbers in front of a mortgage broker and see if they will even do the deal.

I’d also recommend getting a few quotes, including at least one from a mortgage broker.  

After those sources are RE agents, mortgage brokers, friends and family.  

I've brokered some commercial transactions and previously owned multifamily, so I wasn't entirely starting from scratch.

You can also find commercial brokers that are in that space and build the relationship.

.🎯 Your 6-Month Timeline:Month 1: Foundation (5-7 hours/week)Morning routine: 1 hour daily market researchEvening routine: Deal analysis practiceWeekend: BP forums & networkingKey Goal: Analyze 10 deals on paperMonth 2: Education (8-10 hours/week)Complete 1 RE courseJoin 2 local REI groupsSchedule lunch breaks with agentsKey Goal: Build your initial power team listMonth 3: Systems (10-12 hours/week)Set up deal tracking systemCreate document templatesEstablish banking relationshipsKey Goal: Ready to make offersMonth 4: Lead Generation (12-15 hours/week)Drive neighborhoods after workWeekend open housesSetup automated MLS alertsKey Goal: Generate first 5 qualified leadsNow, the Owners and Brokers you deal with may not enjoy this, but you can certainly "practice" making offers.  

, the broker says this is not the case. 

I’m not familiar with Nevada regulations for loans but states like AZ distinguish between brokering and lending your own funds.   

These figures are even higher than those that were used by unscrupulous local developers, master brokers and local real estate agents a few years ago to lure unsuspected foreign buyers.