Quick note since you're doing real estate related software: Go make some decent mortgage origination software (not marketing software, not a cell phone app -- origination software).

@Mas YoshidaSee following list:IRA funds CANNOT be invested via a promissory note to the following: Who’s OutYouYour SpouseYour natural parents and/or your adoptive parentsYour natural grandparentsYour natural children and/or your adopted childrenThe spouses of your natural childrenAny fiduciary of your IRAAny people providing services to your IRA–such as your stockbroker–as well as his employees and both his and his employees’ blood relativesIRA funds CAN be invested via a promissory note to the following:Who’s InYour brothers and sistersYour Spouse’s brothers and sistersYour spouse’s parentsYour spouse’s grandparentsYour stepchildrenYour spouse’s stepchildrenYour grandparent’s spouse, if not your natural grandparentYour aunts, uncles, and cousins

In fact, this business is about blood and sweat.

I'll pm you his cell number. 

Found a small leak in the celling.

Hey David,Google my remodeling solutions name and you'll find my cell. 

You also need some business cards that have a couple things for you to write in manually like your phone number but not your cell phone number.Another thing you should consider, depending on your financial worthm, is to form some sort of corporation or a LLC,  Expect that most banks are against doing a loan that not in your name, even a transfer.  

I just had to have previously given blood to the Red Cross 😁.

Cell phones, rent, credit cards(get secured if you can't get regular), store cards, gas cards(those seem harder to get for some reason).  

Since this is a cruise, I won't have access to my cell phone and limited internet access(I get 30 minutes free for the trip and can pay for more as necessary).