Iḿ doing well and can absorb so much more than they average American, and still all the rate increases was painful.

The Fed is fixated with 2% inflation, but they are ignoring what is best for average Americans who are just trying to put food on the table.

There are people that make a lot of money to make this predictions and even they can't figure it out, so a bunch of randos on BP are all just guessing, as is anyone else.The one thing I'll say is the American economy has proven far more resilient than most expected. 

In the middle of those two extremes might be a small business with 3 years left on their lease, but they've made improvements to the property that aren't cheap to remove, such as perhaps a dental office (dentists might be pissed that I put them in the mid-risk category, but all the dentists going out of business in 2020-2021 taught us that American consumers apparently regard dental care as an optional and "luxury" spending item). 

We use American Modern Insurance for our fix n flips.

Have had good luck with german american farmers mutual for acvs and All-State for replacement.

@Andrew Joseph American Contractors is the most common used in Pittsburg (or one of).

This is generally due to the fact that this is how the American housing giants – Fannie Mae and Freddie Mac – government-sponsored agencies, separate their loan programs.Note that this is another example of where real estate “lingo” doesn’t always match with the standard English Language!

Engelo is a True American success story.

I never use average rehab cost/sqft because every building is different from what I have rehabbed so far in the past 15 years, but here are some general estimates for youCosmetic rehab: $11 - $25 per square footLight rehab: $26 - $50 per square footFull gut rehab: $51 - $90+ per square footThe biggest cash buyers of properties in the CLT include:iBuyers (instant buyers) such as Opendoor, Offerpad, and RedfinNowInstitutional investors like Invitation Homes, American Homes 4 Rent, and Tricon ResidentialReal estate investment trusts (REITs) like Equity Residential and AvalonBay CommunitiesPrivate equity firms and hedge funds like Blackstone and Cerberus Capital ManagementLocal and regional real estate investors and investment groups