Again, this is with commercial/investment property; owner occupied or consumer loans may have legal issues rendering this technique non applicable.  

Depending on how long it takes you to save up the amount, you might want to also allow for inflation on that amount for your continued savings.[2]   Read Rich Dad poor dad.[3]   Think about getting a second job - possibly a temporary job - save a 100% of the money.Just my 2 cents.

It depends on the amount of money that the tenant buyer wants to put towards the option as to which type of lease option I do.

It could be possible to still negotiate a purchase depending on the stage of foreclosure it is in. 

Everyone completes an application...don't you want to know who will be occupying your property? 

I have a rolodex of connections if you would like.Also you can use a combination of the websites belowrentometer.comzillow.com  (look for the ones with a lot of applications

There is a not so inexpensive fee - anywhere from 5k to 100k depending on the program and they take a % of each deal. 

All of this really depends on your goals and timeline though too.

It will depend on your preferences and how well you think you will tolerate having a room mate as you approach a new life with your partner.

I’ve seen that in my W-2 job, so it makes sense that the same value is applicable in real estate.