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Results (10,000+)
Derek Farmer Fix and Flip plan
10 January 2025 | 18 replies
Commercial properties can be lucrative, but the financing/underwriting required from lenders is generally more "conservative" relative to residential and usually have higher interest rates (unless you have a "rock star", long-term commercial tenant in place) and generally require more equity from the borrower compared to residential.
John McKee Looking back on 2024
3 January 2025 | 7 replies
We paid $1.775 million for the notes, worked out a modification with the borrower, and received the first 5 monthly payments relatively on time.  
Scott L. Where to advertise/post a 44 property SFH portfolio for sale?
8 January 2025 | 4 replies
That may not apply to you, as a financial professional, but I thought I would share the story.Obiously you could re-lever your portfolio to bring the ROE back up, but then you have to place those borrowed funds somewhere that nets a high enough return that the portfolio is ahead, given the drag of the interest and any transaction fees.    
Colleen A Levitt DSCR out of a DSCR?
9 January 2025 | 15 replies
If the ARV has risen to $260k and you’re renting it out for $2900/month, you can likely qualify for a higher loan amount.Here are some key points to consider:Loan-to-Value (LTV): A typical DSCR refinance will allow you to borrow up to 75-80% of the property’s ARV, so for a $260k property, you might qualify for a loan of $195k to $208k, which could help pull out most or all of your original investment.Debt Service Coverage Ratio (DSCR): Since you're renting for $2900/month, the loan payment will need to be covered comfortably by that rent.
Shiloh Lundahl New Partnership Model
4 February 2025 | 87 replies
I didn't see where you're going to borrow any money in the projects, which would improve your returns even more AND allow you to do more projects.
Helena Goyvaerts BRRRR - Experiences with the refinancing part for non US-citizens?
6 January 2025 | 10 replies
For "Foreign Borrowers" your loans are very limited. 
Michele Hart Inherited a house with my 2 brothers
6 January 2025 | 9 replies
So, my brothers may want to borrow against the house for her care if needed. 6)I own 3 long term rentals and am not afraid of creative investing. 
Jenna Schulze Investing in College
4 January 2025 | 4 replies
You'll probably need a co-borrower and someone to gift the down payment.There's a Conventional loan (FNMA family opportunity loan) that allows your parents to purchase a home for you (and potentially roommates) to rent while you're still in college.
John Davey Can you deduct interest (primary house) from a home equity loan to buy a rental?
3 January 2025 | 11 replies
The source of the loan does not matter.So yes, if you borrowed $100k and used $50k to buy B and another $50k to buy C - you deduct half of the interest against B and the other half of the interest against C. 
Collin Luckett Raising Money / How to Structure
9 January 2025 | 9 replies
I'm an investor and a licensed mortgage broker who has done fix and flips both using my home's equity and borrowing against the investment property.If you (1) have enough equity in your home to fully fund the deals, (2) don't mind tying that equity up for these deals vs saving it for a rainy day and (3) are ok linking the place you sleep with the success of the flips, this could make sense.We offer a ton of different fix and flip programs including putting 10% down on the purchase price and funding 100% of the rehab.