“Asset protection” to be most effective AND cost efficient should be set up taking into account the individuals assets, occupation, potential liabilities, age, and family status.2.

He definitely does market his business a lot but what business owner wouldn't, just a new age with social media.

That interest pays to me so I don’t have to give up extra interest money to the mortgage company and my 401k is pretty solid for my age.

For example, do you need a permit to swap out windows (lead renovation EPA requirements for the age of home or do you need tempered or fall protection) all the way to a city that has $3,000 permit fees. 

Gets deeper from there, but that's the high-level.My goals included being work-optional well before the traditional retirement ages tied to retirement accounts, so therefore the places I put my money needed to afford more flexibility. 

I am at retirement age and I am now selling my multi-unit properties with seller financing, I look forward to a monthly check without the calls.   

Over-leveraging is exactly how Dave Ramsey went from $4 million to bankruptcy at the age of 28.

Its the age old adage that you make money when you buy.  

I also know that people are hesitant to buy property because of the aging population of Japan.

also what would you have done differently if you were my age .